One of the very first thing that we did (after getting our Social Identification Number) after landing in Vancouver as a new immigrant is to apply for the Child Care Tax Benefit (CCTB) and the GST/HST credit. The CCTB is "a tax-free monthly payment made to eligible families to help them with the cost of raising children under age 18." while the GST/HST credit is "a tax-free quarterly payment that helps individuals and families with low and modest incomes offset all or part of the GST or HST … [Read more...]