I have been using Tangerine bank's (former ING Direct) services for a couple of months now and I have to say that the experience so far is good.  I signed up with it, primarily because a friend of mine invited me to open one, and we both got a $50 bonus.  I also was convenient it was a good bank since it was acquired by Scotiabank and is operating as a wholly-owned subsidiary.  You don't need to physically go to their "cafe" (branch) to enroll.  What I did was just sign up on their website, took … [Read more...]